Need Cash Between Paydays? Here's a Fast, Easy Way To
Get Money In your Bank Tomorrow!
Faxless PayDay Loans to $1000 with no credit checks!
Payday loans are small loans meant to get you by between paydays when the
money just runs out. They are quick and simple to apply for and approval usually takes only a few minutes.
To apply all you need to have is your drivers license or state ID, social security number, checking
account information for the bank that you want to recieve your check in, and your employer's name and address.
Don't miss an insurance payment or a utility bill just because you're a couple of hundred dollars
short this week. Paycheck Today lends as little as $100 to a maximum of $1000 depending on the state you live in.
Fully registered and licensed, Paycheck Today is a simple solution to your short term cash needs.
What the Customers Have To Say
“When I received notice that my car insurance was just
days away from being cancelled my paycheck was still two weeks away. Just when I felt like I had nowhere to
turn, a friend recommended that I apply for a loan with Paycheck Today. I took her advice, and within 24 hours I
had the money I needed to make my payment and keep my policy in place.” -- Austelle Martin - Houston,
TX
“When my husband was laid off from his job, we
were in a serious financial emergency. We knew it would be impossible to make ends meet without his income, and
we needed immediate help until we could get back on track. Thanks to Paycheck Today we were able to get the
money we needed right away and pay our bills on time.”
-- Nicole Dabbs, Gary, In
“When I first heard about Paycheck Today, I
thought it was too good to be true. A friend of mine had told me about how quick and easy it was to get a loan,
so I decided to give it a try. After taking 5 minutes to fill out a simple online application, I was approved
and had my money the very next day.”
-- Darrell Fair - Biloxi, MS
Frequently Asked
Questions
How does a payday advance
work?
Even if you have bad credit, you can still get quick cash for emergencies. Payday advances,
also called "payday loans", "cash advances","instant cash loans", "payroll advances" or "paycheck loans" are
short-term loans that can be taken against a future paycheck. Cash Advance Network loans require no faxing. Just
fill out the online application for instant pre-approval. You can have your no fax cash advance deposited into your
account overnight. If approved, your loan proceeds will be deposited directly into your personal bank account. When
your loan payment is due, the finance charge will be automatically debited from your checking account unless other
payment arrangements have been made.
When will I get my money?
As soon as we have ALL the information from you that we need, the approval process takes about
one hour. If approved, your cash advance loan amount will be deposited into your personal checking account the next
business day (if approved by 5PM Eastern time). If you are denied, you will receive an email. You can also call two
business hours after applying to check the status of your application.
When will I know if I am approved or denied for a
loan?
As soon as we have ALL the information from you that we need, the process takes minutes. If you
are denied, you will receive an email from us.
How much is the finance
charge?
The Annual Percentage Rate (APR) on a typical 14 day loan is 782.14%, which is $30.00 per every
$100.00 borrowed. You can also renew your loan.
What are my payment options?
1) Pay the finance charge only: You will automatically be set up for this option. On your first
due date, and the following 3 consecutive pay dates, we will debit the finance charge ONLY. On the fifth pay date
and each pay date thereafter, we will debit a minimum payment of $50 towards your principal loan balance PLUS your
finance charge until the loan is paid in full. Once your loan is paid off, you will have to wait three (3) business
days to be eligible for another loan.
2) Pay the finance charge AND a payment towards your loan amount: We will debit the finance charge due plus a
payment towards the loan amount on your loan due date. TO CHOOSE THIS OPTION, YOU MUST NOTIFY US AT OR BY FAX AT
1-800-671-0131 NO LATER THAN THREE FULL BUSINESS DAYS PRIOR TO YOUR LOAN DUE DATE to inform us of the amount you
want to pay. The loan payments must be in increments of $50.00 (for example: $50.00, $100.00, $150.00, etc.).
Remember you will still owe your new loan amount along with another finance charge on your following payday.
3) Pay your loan in full: We will debit the full remaining loan balance PLUS the finance charge on your due date.
TO CHOOSE THIS OPTION, YOU MUST NOTIFY US AT OR BY FAX AT 1-800-671-0131 NO LATER THAN THREE FULL BUSINESS DAYS
PRIOR TO YOUR LOAN DUE DATE. Once we receive all monies from your bank account, your loan will be considered paid
in full. To receive your next loan, wait three business days after your account has been debited and login into
your account at www.paychecktoday.com
Once we receive all monies from your bank account, your loan will be considered paid in full. To receive your next
loan, wait three business days after your account has been debited and login into your account at
www.paychecktoday.com.
When do I have to pay my loan
back?
We will begin debiting finance charges from your account starting on your next payday, if your
next payday is within 7 days of receiving your loan, we will begin debiting on the following payday.
Do I have to pay the loan back in
full?
No. You have the option of renewing your loan. You do not have to do anything to select this
option. You only need to notify us if you want to pay down or pay your loan in full.
PayCheckToday.com - Click here to
get up to $1000 by tomorrow! Nothing to Fax!
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